More than just business banking
A business account you can rely on: accounts, cards, invoicing and expense management, all in one place. Built for freelancers, founders and growing teams across Europe.
Since 2011 · Regulated by FIN-FSA (Finland), BaFin (Germany) and FMA (Austria) · Phone support available
Choose your country to see all features
🇫🇮 Finland
Finnish IBAN accounts, interest accounts, international transfers, cards, invoicing, and connections to Finnish bookkeeping softwares.
🇩🇪 Germany
German IBAN accounts, investments, international transfers, cards, invoicing, and connections to Datev and other German bookkeeping softwares.
🇦🇹 Austria
Austrian IBAN accounts, international transfers, cards, invoicing and other tools to keep your business running.
One account for everything the business needs
Business Account & IBANs
A local European IBAN plus multiple sub-accounts, for projects, reserves and a clean split of spending.
Company Cards
Physical and virtual cards for the team, each with its own limit set in advance.
International Payments
Send and receive payments in 18 currencies, without routing through a third-party tool.
Invoicing & e-invoicing
Create and send invoices straight from the account. Payments are matched automatically.
Bookkeeping Preparation
Receipts and categories captured as spending happens, so the accountant gets clean, export-ready data.
Integrations
Connected to your bookkeeping
Bookkeeping tools connect directly to Holvi. Data flows through automatically, so nothing needs exporting by hand.
Clear, plannable pricing
An account and virtual card from €0 per month. Four plans, Flex, Lite, Pro and Business, cover solo founders to growing teams. Pricing and local payment methods depend on your market.
Trusted by 40,000+ businesses across Europe
“I’ve been a customer with our GmbH for four years. Holvi has grown with us, service-minded all the way.”
“Easy to start your business account on Holvi. For a small business the Holvi Flex fills our needs perfectly and the pricing and connectivity to banking and accounting is easy to setup. Customer service has been super helpful with any problems that I’ve had.”
“Tried others, this one is the best
Clear and well-designed interface/app, pleasure to use. Great customer service provided fast by real people, not bots. Useful additional functionalities: built-in invoicing, phone widget”
“Holvi offers quality service and corporate accounts with all basic features, that a small company, a private entrepreneur or a non-profit organization may need. All that with competitive pricing, which is very important for small organizations.”
Just call us, in English. Our team is there for you.
English-speaking phone support, Monday to Friday. For questions about your account, your cards or your bookkeeping, our team helps quickly. So you can get back to running the business.
